Everyone would like their patch of land to retire and enjoy the scenery, but you should check this out if you want to afford it.

Many folks wonder if they will ever be able to retire when they reach a certain age. That's the dream for many of us. With inflation, housing prices, and interest rates rising, acquiring a piece of this beautiful land is becoming difficult.

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Places like Bozeman and Missoula would be fantastic places to retire, but it's becoming unrealistic for anyone with an average Montana salary.

Photo by Towfiqu Barbhuiya via Unsplash
Photo by Towfiqu Barbhuiya via Unsplash
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So, where are the best places to retire in Montana? We found some answers that might surprise you and give you hope. Before we show you the best places to retire in Montana, here are the Five Best Christmas Towns in Montana.

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Empower came out with a list of the Top 10 Places to Retire in Montana, and they broke it down into several categories that made sense for people looking to retire.

Photo by Anukrati Omar via Unsplash
Photo by Anukrati Omar via Unsplash
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The main categories include the cost of living, median house price, crime rate, and other crucial factors.

Let's count it down.

  • #10 Whitefish
  • #9 Bozeman
  • #8 Billings
  • #7 Hamilton
  • #6 Conrad
  • #5 Glendive
  • #4 Lewistown
  • #3 Libby
  • #2 Glasgow

Looking at the list, it's wild that Whitefish and Bozeman landed on there. The housing prices for both spots are ridiculously high, but the other categories helped them out. After that, the list makes total sense.

Where's the #1 place to retire in Montana? It's where you can find the state prison, Deer Lodge.

Powell County Chamber of Commerce via Facebook
Powell County Chamber of Commerce via Facebook
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Deer Lodge was among the best for median house prices, cost of living, and crime rate. Deer Lodge might seem like a weird choice, but the views are incredible in that area, and you are close to Butte for any amenities.

For more details, check out Empower.

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